Breaking a payment to multiple installments

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3 comments

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    Clayton Rogers

    Hi Ben,

    1. Some merchants go with PayPal credit and others with a subscription approach.  The merchants that go with PayPal Credit in this scenario do it because they don't mind if a customer pays for the entire product up front and PayPal Credit allows customers to select their own terms. If you want to dictate the payment terms based on the product then stick with subscriptions.
    2. Yes, you would need to copy the plugin's my-subscriptions.php file to your theme just like in the following examples: https://support.paymentplugins.com/hc/en-us/articles/115001605627-Customize-Forms 
    3. Braintree will still manage the subscription payments using the billing agreement between PayPal and your Braintree gateway account. With a Braintree subscription the plugin does not manage the payment. The subscription is created in Braintree and their billing engine triggers the payment which then sends a notification to your site.

    Kind Regards,

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    ben zvi

    Thanks for the response. 

    to make sure i understood correctly - if a user chooses a subscription product, pays with paypal at checkout, it is still recorded in my braintree account and braintree knows to go to paypal once a month for it? (my paypal account is configured to work with my braintree account of course)

     

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    Clayton Rogers

    Hi Ben,

    Yes your understanding is correct. There is one thing to keep in mind though if you choose to allow PayPal. Customers can cancel billing agreements from within their PayPal account settings. So if your product is a physical item, the customer could make one payment, receive the item, and then cancel the agreement.

    For physical products I would reach out to PayPal and ask them how you should handle that scenario should you choose to offer PayPal.

    The same cannot be done for credit cards because there is no billing agreement .

    Kind Regards,

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